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Web / mobile application · design system · UI kit

Auto Insurance White-Label Solution

A mobile-first customer auto insurance journey for COOP Auto Insurance, built as a reusable white-label product system for modern insurers.

The experience carries customers from vehicle and driver setup to real-time quoting, payment, policy confirmation, pink slip access, and document delivery.

Auto Insurance white-label solution overview with mobile app screens
Original overview artwork showing the mobile-first quote-to-policy journey.

Project type

Web / mobile application

System scope

Design system + UI kit

Product model

White-label insurance platform

Experience arc

Quote to policy delivery

Platform premise

One platform. Infinite brand identities.

Plug-and-play branding

The platform was designed so each insurer can replace logo, name, and colour palette from one configuration while keeping the same reliable customer journey.

Shared design system

Reusable mobile patterns create consistency across deployments while still allowing each white-label brand to feel distinct and production-ready.

Mobile-first flow

The journey is optimized for iOS and Android viewports, with focused steps, compact confirmation states, and reduced cognitive load for customers.

Underwriting continuity

The front-end experience carries customers from vehicle entry through coverage selection, payment, and instant policy delivery with underwriting support from Co-operators General Insurance Co.

Customer journey

A clean path from vehicle details to coverage.

The source journey is organized into four practical stages. Each stage uses focused mobile screens, green confirmation patterns, and clear review moments so customers can understand what has been added, what affects their premium, and what happens next.

01

Vehicle information

Vehicle information made effortless.

The first part of the flow reduces manual entry by helping customers add one or many vehicles without losing context.

VIN lookup auto-populates make, model, and trim details.

Multi-vehicle support allows four or more vehicles to be added in a single session.

Confirmed vehicle cards expose clear inline edit and delete controls.

The OEM Connected Advantage introduces a visible 5% discount moment.

Auto Insurance vehicle information screens with VIN lookup, confirmed vehicle cards, and OEM discount state
Vehicle lookup, confirmation, and multi-vehicle management screens.
02

Drivers and assignments

Driver profiles and vehicle assignment stay focused.

The driver section separates personal details, licence information, and primary vehicle assignment so complex policies remain understandable.

Single-purpose screens keep profile creation and licence data entry easy to scan.

The same confirmed-card pattern helps customers review and manage multiple drivers.

Dedicated assignment screens map each vehicle to a primary driver for accurate rating.

Auto Insurance driver profile and primary vehicle assignment mobile screens
Driver setup, confirmed driver cards, and primary vehicle assignment.
03

Quote and coverage

Instant quote generation with visible customization.

The quote workspace makes premium, billing cadence, discounts, and coverage decisions visible before the user moves into checkout.

A prominent green price card presents an instant quote at $161.45 per month.

Monthly and yearly billing options sit beside applicable discount review.

Per-vehicle controls expose liability, collision, comprehensive, and accident-benefit choices.

Discount questions dynamically adjust the premium without hiding what changed.

Auto Insurance quote, coverage customization, billing, and discount mobile screens
Quote summary, billing choice, coverage controls, and discount questions.
04

Payment and policy delivery

Payment resolves into instant policy delivery.

The final stage keeps the transaction paperless and transparent, then gives customers immediate access to insurance documents.

Credit and debit payment are handled directly inside the mobile flow.

Financing fee and auto-charge details are disclosed before submission.

The confirmation state completes with downloadable pink slip and policy documents.

Auto Insurance payment, debit card entry, confirmation, pink slip, and policy document screens
Card payment, confirmation, pink slip download, and policy document access.

Supporting screens

Additional artifacts keep the system grounded.

Auto Insurance extended customization and review screens
Additional decision states for discount review and coverage confirmation.
Auto Insurance final journey screens including coverage confirmation and supporting policy states
Final supporting screens from the quote-to-policy mobile journey.

Final experience

Designed to make insurance feel direct, branded, and complete.

The finished journey gives insurers a flexible white-label foundation while giving customers a direct mobile path through quote, customization, payment, and policy access.

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